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The cost of sheltered housing will vary depending on whether you rent or buy, the scheme that you choose, and the area you live in. As well as rent and/or mortgage payments, you have to pay Council Tax, water rates and energy bills and you usually have to pay a regular service charge.The price of the service charge and what it covers varies from scheme to scheme, but it typically includes contributions towards, communal repairs and cleaning, grounds maintenance, servicing and maintaining any lifts and security systems, and building insurance.It may include charges for support services such as the scheme manager and emergency alarm.At each scheme, check: Most sheltered housing for rent is provided by councils and housing associations.Without any independent witnesses or other evidence available, we were unable to prove liability or take legal action to decide who was at fault.[The reader's] case has also been reviewed by the Financial Ombudsman and they agreed with our decision to share liability." However, given the circumstances and as a goodwill gesture, Direct Line is not imposing the £150 excess specified in your policy.Some common features of sheltered housing include: Features vary from scheme to scheme. If you’re interested in a particular scheme, make sure you understand what is available and how it is paid for.Meals, help around the home and personal care services such as help with bathing are not usually provided.

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Many housing associations will fill all their sheltered properties this way.

Direct Line said: "We have investigated [the reader's] concerns.

Unfortunately, while the third party initially admitted liability, it was retracted at a later date.

Some extra care housing is available to buy or rent privately and some is available from the local council following a needs assessment. Unlike sheltered housing, extra care housing is regulated by the Care Quality Commission (CQC).

They inspect extra care housing and provide ratings.You can arrange a package of services from the local authority or a private care agency.

Cox also worked as a director on her sitcom Cougar Town and the television film Talhotblond.… continue reading »

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